Quite a few facilities are provided by the EPFO or Employees' Provident Fund Organisation to its subscribers.
One of these facilities enables EPF (Employees' Provident Fund) subscribers to access the statement of contributions in their account.
An EPF subscriber can access this service online from the EPFO's member portal- epfindia.gov.in.
In an EPF account, the employee contributes 12 per cent of his or her pay (basic wages, dearness allowance and retaining allowance), and an equal amount is contributed by the employer, according to the EPF website - epfindia.gov.in.
The employer's contribution equal to 12 per cent of the subscriber's pay is divided into two parts- 8.33 per cent is diverted to the pension fund and the rest 3.67% to the EPF.
Here's how you can access EPF passbook online through EPFO portal (passbook.epfindia.gov.in):
1. Step 1: Visit the EPFO website- epfindia.gov.in
2. Step 2: Click on the 'e-passbook' option. You will be redirected to the EPF passbook page- passbook.epfindia.gov.in
3. Step 3: Now, proceed by logging in using your username (also known as UAN or Universal Account Number) and password. The UAN is an identification number mentioned in the monthly salary slip of an employee.
4. Step 4: Once you are logged in, select details concerned to your job.
Example: If you have worked in three different organisations you will have three different member IDs to choose from.
5. Step 5: Once a member ID is selected, you can view the EPF e-passbook (or EPF passbook). The passbook indicates the running balance in the EPF account.
6. Step 6: You can download the EPF passbook in its current state if you may.
