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Reasons Why Unsecured Business Loans Have Become Popular In India

Unsecured business loans provide flexibility on this count and, therefore, repayments are a less stressful affair.But unsecured business loans come with several benefits of their own that make it a popular form of availing debt capital.  

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How to get long-term business loan for a fresher in India?

A budding entrepreneur has several options to choose from when it comes to availing financing for their fledgling business. There is a vast market of lenders from which a business owner can choose to borrow money.

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Do You Need to Pay a Down Payment for a Business Loan?

The down payment minimizes the overall borrowed amount and the borrower can also save on the interest payments during the tenure of the loan. A bigger down payment can dramatically reduce the loan burden, but it could result in depletion of emergency reserves and lower liquidity.

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Top 5 Challenges for MSME Business Loans

MSMEs in India face significant challenges in availing business loans. From collateral requirements to lengthy paperwork and a general lack of trust or interest among big lenders, MSMEs often struggle to take on business loans.

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What Is a Retail Business Loan?

A retail business loan is tailored to meet the needs of shop owners or other retail establishments. Retail business loans can be availed not just for basic stocking of the shop shelves but also to add staff, spruce up the outlet to make it more appealing for a customer, adding another branch and for reaching out to a new set of customers to expand sales.

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