Goregaon man duped of Rs 30k in credit card fraud

In a shocking case, a man was duped to the tune of Rs 30,000 within minutes of receiving his credit card by courier in Mumbai. The fraudster had called the victim claiming to be the credit card executive of a nationalised bank. On the pretext of converting reward points of the newly received credit card to cash, he induced the victim into share his net banking details.

According to the complainant, Goregaon resident Nishit Madia, had received his credit card at around 10.30 am at his home, and half an hour later, he received a call. The person on the line had claimed to be an executive from the credit card support department of the bank that had delivered the card.

"The caller told me that I was entitled to reward points on my new card which could be converted to cash. For this, I would have to share my 16 digit credit card number and the One Time Password (OTP). Since the call had come just minutes after I had received the card, I did not suspect any foul play and had shared all the details with the caller. After the call, I received several transaction alert messages from the bank and it was only then that I realised I had been duped," Madia told DNA.

Madia then reported the matter to the Goregaon police, who say the fraudster used the OTP and the 16 digit numbers of the card to make four transactions to make payments for bills and recharges, via net banking.

They are finding out if details such the victim's mobile number and from which bank the victim had received the credit card had been shared with the cyber-frauds by the courier staff.

"We are probing into the matter and have asked the telecom companies to give us the phone number of the fraudster," said Senior Police Inspector Bhaskar Jadhav of Goregaon Police Station.

A case has been registered at the Goregaon police station under sections of the Indian penal Code and Information Technology Act.

HOW IT UNFOLDED

Goregaon resident Nishit Madia,  had received his credit card at around 10.30 am at his home, and half an hour later, he received a call. The person on the line had claimed to be an executive from the credit card support department of the bank that had delivered the card. He shared all details with the caller. After the call, Madia received several transaction alert messages from the bank and it was only then that he realised that he had been duped.