In the time of Digital India, people carry out most of the work related to banks sitting at home using their smartphones. This also saves time going to the bank and all the work gets done. However, ever since the facilities of online banking have increased, the cases of cybercrime are also increasing continuously. The main reason for this is that still many people do not have enough information about cybercrime and how cybercriminals make people a victim of online bank fraud.
Nowadays, fake banking apps have also become a method of fraud. What makes them dangerous is even the people using these apps are not able to identify them. These fake banking apps look exactly like real banking apps and in such a situation, users are cheated and the result is that criminals empty your bank account. That's why it is very important to identify fake apps so that you can avoid fraud.
Cybercriminals keep an eye on people's confidential data or online banking ID-passwords etc. through fake banking apps and then later withdraw all the money lying in your bank account.
How to keep your bank account safe
Never install any app on your mobile from a third party site. Always keep verified apps from Play Store or App Store in your phone. This reduces the chances of fraud.
How to identify fake banking apps
Fake banking apps can drain your mobile phone battery very quickly. So if your mobile phone is new but the battery repeatedly gets low in a short time, it may be a sign of malware or virus in the mobile.
While downloading any app, pay attention to the spelling of its name. If something goes wrong with it, don't download it at all. If even a single character is spelt wrong in the name of the app, understand that it is a fake app. This app can cheat you, that is, it can empty your bank account.
While downloading the app, also keep in mind how many times that app has been downloaded. Actually, if you see many apps with the same name, then definitely take a look at their downloads because it can also identify real and fake.
