Aug 31, 2024, 09:18 PM IST
Know what is the minimum CIBIL score required to apply.
Whether you will get credit card or any loan, it completely depends on your CIBIL score.
CIBIL Score is a three-digit numerical summary of your credit history, ratings and reports, and ranges from 300 to 900.
The closer your score is to 900, the better your credit rating is considered.
To get a credit card, your CIBIL score must be at least 750 or above. Banks or financial institutions do not want to offer you a credit card with a score lower than this.
Select banks may consider offering you a credit card even at 650 CIBIL score. Although it completely depends on the bank.
Since credit cards are unsecured and no security is required to be submitted by the applicant, banks have to take higher risks while issuing credit cards to customers.
If you take a home loan of ₹ 35,00,000 from SBI for 30 years, then how much will be the EMI, how much interest will you pay.
This information is not DNA's opinion but obtained from media reports