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SBI Card allows RuPay credit card users to make UPI payments: Steps to link and use
Once the card gets registered, customers will be able to make UPI payments by simply scanning the merchant’s QR code or entering their UPI ID and PIN.
Updated : Aug 12, 2023, 06:08 AM IST | Edited by : Riddhima Kanetkar
 "SBI Card allows RuPay credit card users to make UPI payments: Steps to link and use")
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India's largest pure-play credit card issuer SBI Card announced that it will now allow its customers to make UPI payments using their RuPay credit cards. This development will now make it easier for SBI Card customers to make payments at UPI merchants. To avail of this facility, SBI Card customers will need to register their credit card with a third-party UPI app.
Once the card gets registered, customers will be able to make UPI payments by simply scanning the merchant’s QR code or entering their UPI ID and PIN.
Rama Mohan Rao Amara, MD&CEO, SBI Card was quoted as saying, "With this functionality, the SBI Card customers will be able to use their SBI Card-issued RuPay credit cards on the UPI platform. Today, UPI has become a massive digital platform enabling millions of transactions every day. This should give our customers greater flexibility and mobility along with hassle-free usage. With this, the industry will witness a significant increase in credit card usage."
SBI RuPay Credit Card on UPI: Steps to link
Step 1: Download a UPI third-party app from the Google Play Store or App Store.
Step 2: Verify the mobile number on the UPI app and complete the process of registration
Step 3: After the registration is completed, select the option to "Add Credit Card/Link Credit Card".
Step 4: From the list of credit card issuers, select "SBI Credit Card"
Step 5: Select the SBI RuPay Credit Card to be linked
Step 6: Enter the last 6 digits of your credit card and expiry date when prompted.
Step 7: Set your 6-digit UPI PIN.
Steps to do payment to an e-Commerce Merchant using UPI on your credit card
Step 1: At the merchant's website or app, select the UPI-enabled app that is linked to your credit card
Step 2: Log in to the UPI app and select the registered SBI RuPay Credit Card
Step 3: Enter your 6-digit UPI PIN to confirm the payment
Step 4: Once payment confirmation is done, you will be redirected to the merchant’s page once the payment is complete.
