BUSINESS
DNA Web Team | Oct 22, 2020, 01:32 PM IST
1.Union Bank of India
Union Bank of India is amongst those banks that are offering the cheapest home loans this festive season. The bank is providing home loans at 6.7 percent which can go up to a maximum of 7.15 percent.
If you take a loan from this bank then you have to pay 0.50 percent as a processing fee on your entire loan amount. However, the processing fee cannot be more than 15,000 rupees. (Image Source: Twitter)
2.Bank of India
Bank of India is offering home loans at 6.85 percent to its customers. The bank is charging a processing fee of 0.25 percent of the entire loan amount, which can be somewhere between 1500 rupees to a maximum of 20,000 rupees.
This bank offers a home loan at a maximum of 7.15 percent interest rate. (Image Source: File)
3.Central Bank of India
Central Bank of India is also offering a home loan at 6.85 percent. The bank has kept a processing fee of 0.5 percent of the total loan amount which cannot exceed 20,000 rupees. The maximum interest rate is 7.3 percent. (Image Source: Twitter)
4.Canara Bank
Canara Bank is offering its customers a home loan at 6.9 percent. It is charging a processing fee of 0.5 percent of the total loan amount and this cannot exceed 10,000 rupees. The maximum interest rate on home loans in Canara Bank is 8.9 percent. (Image Source: File)
5.Punjab and Sind Bank
Punjab and Sind Bank is providing home loan at an interest rate of 6.9 percent which can go up to a maximum of 7.25 percent. The good news is that this bank is not charging a processing fee and inspection charge, which means you can save at least 10 to 15 thousand rupees. (Image Source: File)
6.HDFC Bank
The largest private sector bank in India, HDFC is offering a home loan at a 6.9 percent interest rate. The bank is charging a processing fee of 0.5 percent of the total loan amount. However, the bank will not charge a processing fee of more than three thousand rupees. (Image Source: File)
7.ICICI Bank
Private sector bank ICICI is offering a home loan at a 6.95 percent interest rate which can go up to a maximum of 7.95 percent. The bank charges a processing fee of 0.5 percent of the total loan amount. (Image Source: File)
8.Kotak Mahindra Bank
Kotak Mahindra Bank is offering home loans at an interest rate of 7 percent. The bank claims that if any customer transfers his or her home loan in this bank can get a benefit up to 20 lakh rupees. The bank is also offering additional discounts for its female customers. (Image Source: File)
9.Axis Bank
Looking at the festive season private sector bank, Axis is also offering its customers a home loan at 6.9 percent. The bank is also offering car loans, gold loans, personal loans at discounted rates with various offers attached to it. (Image Source: File)
10.Bank of Baroda
Bank of Baroda is giving a heavy discount on the transfer of home loans to this bank. Presently the bank is giving a discount of 0.25 percent on its home loan interest rate. The bank has also decided to waive off the processing fee on the home loans. (Image Source: Twitter)
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